Summer is just around the corner and the weather is starting to heat up. When things get warmer, spending time outside hiking, biking, and simply lounging around become the norm. What also becomes typical is flipping on the air conditioning to help keep your home cool and comfortable. There are many factors that go into passively keeping your home cooler to reduce your electric bills. Saving cash is what it's all about these days.
Everyone knows replacing your old single pane and aluminum windows with Low E, Argon and Kryton gas filled panes helps to reduce infiltration of the ultraviolet light from the sun which in turn reduces the heat absorbed by your home. One element most people don't think about is the amount of heat absorbed by their roof. We all know dark objects get extremely hot when placed in the sun. This occurs because dark objects absorb heat (up to 80% of solar enery) rather than reflect the heat light a light colored roof (which reflect 75% of the solar energy). Prior to some advances in recent technology, the only way to reduce absorption of heat by your roof was to install a light colored roof which many people find less attractive. Well that is all changing.
New materials and techniques are being fabricated to allow for a dark roof to reflect solar energy by reflecting a high percentage of the solar radition as well as releasing more thermal emittance, which is a measurement of solar energy that bounces back into the atmosphere after being initially absorbed. The products available make it extremely likely you can find one to match your needs.
What does this mean to you? Cash in your pocket with lower cooling costs as less energy will be required to help keep your home cool in the dog days of summer. To learn more about this, visit: http://www.coolroofs.org/HomeandBuildingOwnersInfo.html
- Design is what you make it.
Monday, May 21, 2012
Monday, May 7, 2012
Is the economy recovery here?
Many economists have specified that the U.S. economy is a real estate driven machine. When housing it hot, so is our growth and when it's not; we fall into recession. Well it's safe to say at this point in time that the housing market for the past 3-4 years has been cooling off considerably. Most of this can be attributed to the financial lending landscape. It wasn't that long ago, in order to borrow money from a bank or financial institution, you needed to prove that you were able to pay that money back. Then the roaring '00s changed all that. The banks weren't looking at the long term implications of HOW one might repay a loan, and instead were focused on the HOW MUCH CAN I MAKE NOW.
In today's real estate market, it has become much more difficult to obtain a loan or even re-finance an existing loan. Many loans taken out in 2005-2008 were ARMs and they're coming to a head where the interest rates are going to jump creating a problem for many home owners that maxed out their limits to purchase said home. To make matters worse, some of those home owners lost their jobs when the economy slowed down taking a maxed out (2) income home and making it a stressed out (1) income home. Luckily for everyone involved, home owners, home buyers, and developers; June 1st is the date they should all have on their calendar as legislation has been passed to make the Short Sale process much faster allowing many home owners to get out from under upside down mortgages and new home buyers and developers to get some great deals.
To learn more about this click on the link and see how this process can be a turning point for the real estate market and possibly our economical outlook.
http://money.cnn.com/2012/04/19/real_estate/short-sales/index.htm
- Design is what you make it.
In today's real estate market, it has become much more difficult to obtain a loan or even re-finance an existing loan. Many loans taken out in 2005-2008 were ARMs and they're coming to a head where the interest rates are going to jump creating a problem for many home owners that maxed out their limits to purchase said home. To make matters worse, some of those home owners lost their jobs when the economy slowed down taking a maxed out (2) income home and making it a stressed out (1) income home. Luckily for everyone involved, home owners, home buyers, and developers; June 1st is the date they should all have on their calendar as legislation has been passed to make the Short Sale process much faster allowing many home owners to get out from under upside down mortgages and new home buyers and developers to get some great deals.
To learn more about this click on the link and see how this process can be a turning point for the real estate market and possibly our economical outlook.
http://money.cnn.com/2012/04/19/real_estate/short-sales/index.htm
- Design is what you make it.
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