It's no secret that the suburbs within the I-95 belt in the Boston area are extremely expensive (at least in the towns everyone says are the towns you should live in). The bigger question is, does the town and school systems make for a successful education and child, or is it the influence at home that determines the child's success?
Many argue that if you can stretch your financial limits to get into one of the "elite" towns you should do that because you'll not only get superior teachers, but your child and yourself could "rub shoulders with important people". Now call me a simple Midwestern boy, but there is more to being successful than surrounding yourself with people of wealth. Just because you get into one of the so-called "elite" school systems, doesn't mean you are guaranteed a superior education for your child or that they'll go on to a successful career and life. I believe the influence that comes out of one's home plays a more significant role through parental educating and encouragement. Teachers are wonderful and educated people, however I believe the sincere acknowledgment and love shown from a parent is more motivational than anyone in a school system.
Bottom line: do the best you can, provide the best you can, and be proud of what you're able to give back to your family. Not everything is measured in dollars and cents, in many ways those items you can't buy are more valuable than the ones you can.
Here's a great article outlining the trials and tribulations of buying a home in the Boston market when a major consideration revolves around the school systems.
http://www.boston.com/realestate/news/blogs/renow/2010/12/should_you_stre.html
- Design is what you make it.
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